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The LENDCO Team
Your premier source for Mortgage and Real Estate needs located in Victorville, California. We take pride in helping each of our customers through the Home Buying Process From pre-qualification to searching for your dream home, we are here every step of the way.
Loan Programs
We can help you make a purchase, lower your payment, take cash out, or consolidate debt.
What our clients are saying
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Julio at Lendco Companies was amazing! We were first-time homebuyers and had no idea what to expect, but he made the whole process super easy. He was always there to... read more answer our questions and kept everything moving fast. Thanks to him, we closed in just 25 days! I definitely recommend Julio and Lendco. They made this big step in our life so much less stressful!
Vallory Garcia
Julio went above and beyond any Broker we have ever worked with we have bought and sold homes many times over the years I have never had the Immediate response... read more and knowledge from any other broker at any other time, we will continue to use Julio in the future If we ever move again, I cannot say enough good things this industry makes it very hard to find a really honest, hard-working, knowledgeable broker My husband and I are just incredibly impressed. I had two complete meltdowns over the course of selling my home. Julio talked me through everything explained everything and made things very easy to understand if it was not for him we would not have continued forward, but we are so happy with the home that we found thank you, Julio. we will refer you to anyone looking to buy or sell a home😊
Robert and Terrie Bloss
Julio was absolutely awesome! He was always on call and incredibly responsive—anytime we had a question, he got back to us quickly. As first-time homebuyers, we were definitely nervous going... read more into the process, but Julio made everything so much smoother and less stressful. His support and professionalism truly made a difference. Thank you Julio, to you and your team!
Cinthia Gallardo
I recently had the pleasure of working with Julio to refinance my home, and I couldn't be more satisfied with the experience. From start to finish, He demonstrated exceptional... read more professionalism and expertise in the refinancing process. Julio took the time to thoroughly explain all my options, ensuring I understood the benefits and implications of each choice. His responsiveness was impressive; any questions I had were answered promptly, and I felt supported every step of the way. I highly recommend Julio for anyone looking to refinance their home. He made what could have been a complicated process straightforward and stress-free. Thank you, Julio for your outstanding service!
Christy Soupene
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Julio is awesome guy very helpful with anything you ask him .. He’s also bilingual I had very great time he made it very easy I highly recommend him to... read more anyone.. He help me get me first Home he’s very knowledgeable , patient and picks up the phone whenever you call him for anything ..
Edwin Guerrero
LENDCO helped and guided us throughout the entire home buying process . I will recommend LENDCO to all my friends and family . My family will always be grateful... read more for all the effort they put in to get our home . Thanks Again LENDCO you are # 1
eleonore
We just wanted to say we, had a great experience with Julio,Hernandez our broker. He was referred to us through a family member. He helped us with our refinancing. He... read more was very patient in explaining the refinancing process and any other questions we had. The whole process moved quickly and accurately. We will recommend and use him again.
Sorahida Ortiz
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There’s no words that can explain our experience buying our first home Julio took care of us since day one and took this as his own. Very knowledgeable, super on... read more top of things quick to respond and really dedicated to what he does. Don’t hesitate to reach out to him he will help you every step of the way and if for some reason he doesn’t have the answer to your questions at the moment he’ll find it and explain. I’m 100% sure he’s the best one out there. Thanks again Julio from our family to yours.
Wilson Mendez
Julio was very compassionate, patient and helpful to us during the difficult time of selling my late mother’s home.
Hector Garcia
Julio Hernandez is so amazing at his job. This was my 1st time having to sell a home and he helped me every step of the way. This sell was... read more very hard for me due to it being my mother's home and she pasted in 2020. It took me so long due to not being able to just sell her house and not feeling sad about it. Julio was so patient with me and understanding with the whole process. He help find what I needed to get the house fixed and on the market. Closing was so fast. Thank You Julio for everything you did for my brother and I.
ADRIANA LOZANO
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I can’t thank Julio and his team for all the great help and time with helping me purchase my very first house. Process and paperwork was quick and easy always... read more stayed in contact to make sure everything was settle and in order. I highly recommend him and their office.
Deshaunte Williams
BEST REALTOR EVER!!! Highly recommend Mr. Julio Hernandez. He is has integrity, follows through. Treats Clients, like family.
Laura Murillo
Julio is awesome ! He was super responsive and answered all my questions . Even after closing was willing to answer questions . Definitely recommend working with him
Deserie Chaudhry
Julio was amazing! He helped us with the purchase of our first home and definitely made the whole process easier than expected. He was constantly keeping us updated and always... read more available for any questions we might of had. He was such a pleasure to work with and I would highly recommend him if you are in need of his services!
Anais Estevez
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This experience was smooth and not complicated at all thanks to this amazing team!!! My family now has their dream home.
Oscar Varela
So let’s start with this. We were referred to Julio cause he has some experience with purchasing mobile homes after looking at houses. Decided to go this route. Julio catered... read more to our every need and got all our paperwork all laid out for us and sent us to Santiago financial aka the lenders. The lenders were for some reason being difficult. So out of nowhere Julio says look guys. For some reason it just feels like they are being difficult cause I’m in the picture and I’m getting a cut. So if this is the case I’d rather not get the money if it means you guys get your house. So he stepped aside. Took a loss and handed everything over on a silver platter. Sure enough we walk into the lenders office and first thing they ask is if Julio was out of the picture now. Well I’m typing this review from our new home. Julio set his possible financial gain aside to make sure we could have our home. Just goes to show that good people still exist. Words can’t express how pleased we are with Julio and appreciate his character and integrity. He put us first. Thank you Julio for everything you’ve done for us. You deserve so much more than a 5 star review. God bless you.
5hine yt
Julio fue muy profesional con nosotros . Nuestra experiencia con el fue muy buena , respondió todas nuestras preguntas y cada vez que le enviamos mensaje respondía muy rápido a... read more todas nuestras dudas , muy buena comunicación , lo recomiendo ampliamente es una persona confiable, y por supuesto que volveríamos a buscar sus servicios en alguna futura ocasión
Ana Mendoza
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Julio was very personable and professional in all of his endeavors. I felt very confident that I could rely on him to promptly take care of my questions or concerns.... read more Julio is definitely the BEST!!
lauretta Coker
Julio has always been there for me & my family. We have dealt w/ him for 4 different sales. My recent home, my dream house, went as smooth as... read more it possibly could. He totally understands what you are looking for. He goes over & above every time!!!! I have a real estate agent, a person a can call a friend, for life. You won’t be disappointed !
Norma Arciaga
If you need someone to walk you through your process, Julio Hernandez is it. He kept me up to date on everything. Worked until he found a lender... read more for my specific need. Whenever I needed to send a document day or night, his response time was awesome. Thanks Julio!
Sheryl Wheeler
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Julio Hdz was very attentive to all our needs and questions. He was very generous with his time. we are very content with our purchase. He is definitely one of... read more the good ones.
Cynthia Hernandez
I was so blessed to have Julio as my agent in 2020. In the middle of a pandemic I was very skeptical about buying a home but Julio was very... read more patient & assured me to take my time. Unlike other agents that I’ve met before Julio was very attentive, prompt, patient & understanding. The most important aspect was there was no pressure like other agents who would keep bothering you to make a decision. If you’re looking for an real estate agent Julio Hernandez is your guy! He’s also a loan broker & helped me refinance my house. M very happy with my new home & I’m very thankful to Julio! I would definitely recommend Julio Hernandez for all your real estate needs
KATHERYNE AU
Best Buy ever for our family very help his knowledge in the market and how make decisions. The plus bilingual Julio Hernandez is Top best!!
Nerida Vargas
Julio is the best agent anyone could ask for, he is amazingly knowledgeable with real estate. Julio was available for us at any time on any day and always... read more got back to us in a reasonable amount of time. He answered all our questions honestly, we felt very comfortable around him. He followed through on everything and kept us informed with each and every step of the sale. It was a blessing for us to find and work with Julio on the sale of our house. I highly recommend him to all my family, friends and even to people I don’t know.
Jen B

